Loans

 Traditions First Bank offers a variety of loans:

  • Mortgage Loans 
  • Auto Loans 
  • Business Loans 
  • Real Estate Loans 
  • Overdraft Protection 
  • HELOC 

These products will be priced according to the market with the appropriate fees and rates permitted by law.

 

CONSUMER NOTICE PURSUANT TO “SAFE Act”

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), was passed by Congress on July 30, 2008. The SAFE Act was created to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of Mortgage Loan Originators (MLOs). 
 
MLOs employed by an insured depository institution or a subsidiary that is regulated by a federal banking agency are required to be registered in the national registry. MLOs are also required to disclose their unique registry identifying number (NMLS#) to the consumers they serve in their capacity as mortgage loan originators.
 
Also, the Consumer Financial Protection Bureau (CFPB) published final regulations on January 20, 2013, that are effective on January 10, 2014, which require Loan Originators (LOs) {as defined by such regulations} employed by an insured depository institution or a subsidiary that is regulated by a federal banking agency to be registered in the national registry, to the extent the individual is required to be registered. LOs are also required to disclose their unique registry identifying number (NMLS#) to the consumers they serve in their capacity as loan originators. 

 

 Traditions First Bank (NMLS# 791806) 

MLOs employed by TRADITIONS FIRST BANK          LOs employeed by TRADITIONS FIRST BANK

Kristi Maria Dew (NMLS# 1093558)                            Ashley C. Allsbrooks (NMLS# 1125255)

Raymond Hunter Fussell, Jr. (NMLS# 792448)            Angelia B. Deason (NMLS #1125236)

Stephanie Gayler (NMLS# 792452)                            Leslie M. Stamper (NMLS #1125254)

Misti L. Hendrix (NMLS# 282759)                              Kalisa R. Vestal (NMLS #1125251)

Kyle Miller (NMLS# 792567)

Thomas W. Mitchell (NMLS# 792447)

Joseph Wesley Purvine (NMLS# 792449)

 

 

 

24 Hour Telephone Banking
(931) 289-1990 

Report a Lost or Stolen Card
(800) 500-1044

 

©Copyright 2012 Traditions First Bank. Member FDIC. Equal Housing Lender.