Protecting your privacy is important to Traditions First Bank and
our employees. We want you to understand what information we
collect and how we use it. In order to provide our customers with
a broad range of financial products and services as effectively
and conveniently as possible, we use technology to manage and
maintain customer information. The following policy serves as a
standard for all Traditions First Bank employees for collection,
use, retention, and security of nonpublic personal information.
What Information We Collect
We may collect “nonpublic personal information” about you from the
following sources:
-
Information we receive from you on
applications or other loan and account forms;
-
Information about your transactions
with us or others; and
-
Information we receive from third
parties such as credit bureaus.
“Nonpublic personal information” is
nonpublic information about you that we obtain in connection with
providing a financial product or service to you. For example,
nonpublic personal information includes information regarding your
account balance, payment history, and overdraft history.
What Information We Disclose
We are permitted under law to disclose nonpublic personal
information about you to other third parties in certain
circumstances. For example, we may disclose nonpublic personal
information about you to third parties to assist us in servicing
your loan or account with us, to government entities in response
to subpoenas, and to credit bureaus. We do not disclose any
nonpublic personal information about you to anyone, except as
permitted by law.
If you decide to close your account(s) or become an inactive
customer, we will continue to adhere to the privacy policies and
practices described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict
access to your personal and account information to those employees
who need to know that information to provide products or services
to you. Employees who violate these standards will be subject to
disciplinary measures. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to guard
your nonpublic personal information. You should also be aware that
the bank has designated a security officer whose duties include
physical security, information security, and investigation of
criminal activity. The security officer helps ensure that the
unauthorized access to personal information by employees is a
violation of bank policy. You may reach our security officer by
telephoning us at (931) 289-5500.
*We reserve the right to change this policy at any time by posting
a new privacy policy. |
